💸 Free AP Leakage Calculator

How Much Is Your Startup
Leaking in AP Costs?

Series A-B startups lose an average of $47K/year in duplicate charges, stale subscriptions, and vendor overpayments. Calculate yours in 30 seconds.

Expense Audit Calculator

Based on benchmarks from 500+ Series A-B startups

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Estimated annual AP leakage
$0
Based on your inputs and industry benchmarks
Duplicate Charges
$0
Stale Subscriptions
$0
Vendor Overpayments
$0
Missing Credits
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Upload a Bank Statement for a Free Instant Audit No credit card · CSV from Chase, BofA, Mercury, Brex · Results in seconds
How It Works

Audit in 3 steps, not 3 weeks

Most startups don't find their AP leakage until a board meeting. Fiscal finds it the moment you upload a statement.

01

Upload Your Statement

Drag and drop a CSV export from Chase, BofA, Mercury, Brex, or any bank. Takes 30 seconds.

02

AI Scans for Anomalies

Fiscal's AI cross-references every charge against duplicate patterns, vendor benchmarks, and your own rules.

03

Triage & Recover

Review flagged charges, dismiss false positives, and know exactly which vendor to call first.

Common questions from CFOs

How much do startups typically lose in AP leakage? +
Series A-B startups lose an average of $47,000 per year in AP inefficiencies — duplicate vendor charges (35%), forgotten SaaS subscriptions (28%), vendor overpayments (22%), and missing credits or refunds (15%). The leakage rate scales with vendor count and monthly spend.
What are duplicate charges and how do they happen? +
Duplicate charges occur when the same vendor invoice is paid twice — during system migrations, team handoffs, or when invoices arrive via multiple channels. At 50+ vendors, manual review breaks down and duplicates slip through. Fiscal flags these automatically within any rolling 30-day window.
What counts as a stale subscription? +
Stale subscriptions are SaaS tools or recurring charges still billing after the business use case ended. Common culprits: tools onboarded by a departed employee, unused seat licenses after team contraction, and auto-renewed annual contracts for tools teams stopped using mid-year.
How does Fiscal detect AP leakage automatically? +
Fiscal analyzes your bank statement using AI to flag four anomaly types: exact-amount duplicate charges within rolling 30-day windows, subscription amounts increasing without usage growth, single-vendor payments exceeding your thresholds, and charges from vendors with no recent activity.

📋 Get the AP Leak Checklist

A practical 12-point checklist CFOs use to catch duplicate charges, stale subscriptions, and vendor overpayments — before board meetings.

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How much are you actually leaking?

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